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Andhrawala
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Post Number: 4617
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Posted on Thursday, January 27, 2005 - 11:50 am:   Edit PostDelete PostView Post/Check IP

Ranga babai,

>>
Konthamandi Daggara Paisalu vunna DownPayment cheyyaru. Savings lonchi Dabbulu Thiyyatam vaallaki Istham vundadu.
>>

That is when they can invest their savings in avenues which will fetch returns of more than 5 or 6%.

Yupp in that case u can do like that

If u are going to keep ur money just in CDs at Bank then it may not be worth except for liquidity}
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Sollu
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Post Number: 2534
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Posted on Thursday, January 27, 2005 - 11:39 am:   Edit PostDelete PostView Post/Check IP

inka maa bachi gallaki oka advantage untundi....rooms rent ki ichi mortgage kastha thagginchukochu:-)

kani 2 years lo pelli ante matram moosukoni kukovali...risks tesukolem:-(
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Ranga
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Post Number: 1747
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Posted on Thursday, January 27, 2005 - 11:37 am:   Edit PostDelete PostView Post/Check IP

Correctele Sollu mama. Konthamandi Daggara Paisalu vunna DownPayment cheyyaru. Savings lonchi Dabbulu Thiyyatam vaallaki Istham vundadu.
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Sollu
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Posted on Thursday, January 27, 2005 - 11:24 am:   Edit PostDelete PostView Post/Check IP

kavachu babai...ippudu naa sangathi teesuko....chethilo silligavva ledu...kani sampadistha ani confidence undi.....risk tesukoni konesthe iyala rate ki konesukochu.....etu rates perigipothunnayi kabatti 20% sampadinchukoni appudu konukkune badulu 1-1.5 years sontha intlo unta...rent kuda mortgage ki pothundi okka 3-5K kosam soosukunte 2 years lo nenu sana nasta potha kada

so final point entante mana daggara entha undi ane dani batti lekkeyyali ani sebuthunnam
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True_indian
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Post Number: 2061
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Posted on Thursday, January 27, 2005 - 11:21 am:   Edit PostDelete PostView Post/Check IP

Ranga mama you dont pay PMI if you take 2nd loan u can do 80-15-5 or 80-20-0 or 80-10-10

Sollu
u r karest
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Ranga
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Post Number: 1746
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Posted on Thursday, January 27, 2005 - 11:19 am:   Edit PostDelete PostView Post/Check IP

Don Thammi:

Maniddari Aalochanalu Okate.

Sollu Mama:

Iddari daggara loan theesukunte Iddariki Closing Costs pay cheyyaali Kadaa?

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Sollu
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Post Number: 2527
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Posted on Thursday, January 27, 2005 - 11:13 am:   Edit PostDelete PostView Post/Check IP

yeppe i accept with AW babai on this note....

mana daggara paisal lenappudu 0% downpayment tho 2 loans tesukoni kuda sesukochu....maa dost ki builder seppadu oka 6 months lo refinance chesuko aa second loan lepeyyochu ani(cause the price of the house also increases by that time....ila)
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Don
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Post Number: 594
Registered: 12-2004
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Posted on Thursday, January 27, 2005 - 11:08 am:   Edit PostDelete PostView Post/Check IP

>>20% ? That way you don't have to pay PMI

PMI ante Private Mortgage Insurance aa Ranga babai?

Interestingly I am working on the same document here at work right now
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Andhrawala
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Post Number: 4616
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Posted on Thursday, January 27, 2005 - 11:02 am:   Edit PostDelete PostView Post/Check IP

TI Mama,
>>whats the ideal % of down do you guys think is good

It depends on the money u have onhand and various ways u can get ROI more than u pay for the Home Loan.

If just depositing money in CDs then one can go for 20% down too.

But typically 10% down is ideal and take first loan 80% and other 10% as secondary so that u can avoid PMI.

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Ranga
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Posted on Thursday, January 27, 2005 - 11:00 am:   Edit PostDelete PostView Post/Check IP

>> whats the ideal % of down <<

20% ? That way you don't have to pay PMI
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True_indian
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Post Number: 2059
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Posted on Thursday, January 27, 2005 - 10:49 am:   Edit PostDelete PostView Post/Check IP

QUick question to all homeowners and future homeowners, whats the ideal % of down do you guys think is good
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True_indian
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Posted on Thursday, January 27, 2005 - 10:48 am:   Edit PostDelete PostView Post/Check IP

Ranga mama
aytihe march lo start cheyi, 60 kante ekkuva lock cheste waste.

Krishna9 mama
Wachovia is very competitive. I called them and faxed good faith estimate from my friend , they matched it.

ING is also good
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Krishna9
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Posted on Thursday, January 27, 2005 - 10:35 am:   Edit PostDelete PostView Post/Check IP

//Krishna9 mama:

What are those reputed compaines? Can you give some names?//

INGDIrect,
Chase,
Ditech,
Wellsfargo,
BankofAmerica etc.

But again, not all Bankrate.com listed compaines are bad. Definitely they give good rates. My only suggestion is that double check to make sure that there are no hidden costs/complications with those companies. Good luck.
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Tester
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Posted on Thursday, January 27, 2005 - 10:34 am:   Edit PostDelete PostView Post/Check IP

Go with www.Agencymortgage.com ask for Dennis Boyd.
I used them, they are excellent.
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Ranga
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Post Number: 1744
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Posted on Thursday, January 27, 2005 - 10:33 am:   Edit PostDelete PostView Post/Check IP

TI mama:

Mid-May ki Move In kaavaali. I am just gathering all the information.

Local banks lo mortgage rates chaalaa ekkuva gaa vunnaayi. Vaallatho asalu manam bargain cheyyocchaa?

AW mama:

Aa INGDIrect link pbullodu at yahoo dot com ki pampivvu. Thanks
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Don
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Post Number: 593
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Posted on Thursday, January 27, 2005 - 10:33 am:   Edit PostDelete PostView Post/Check IP

>>ING is currently giving $500 credit if u apply the loan.

which ING are u talking about?
Ting? Ming?

mana Rangadiki aa ing's ki sambandham emiti?


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Andhrawala
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Post Number: 4613
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Posted on Thursday, January 27, 2005 - 10:28 am:   Edit PostDelete PostView Post/Check IP

Ranga mama,

ING is currently giving $500 credit if u apply the loan.

SInce ur builder takes the booty of entire closing costs upto 2K this could be good deal for u.

His 5/1 rate is 4.75. But with ING no hassles at all
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Don
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Posted on Thursday, January 27, 2005 - 10:26 am:   Edit PostDelete PostView Post/Check IP

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True_indian
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Posted on Thursday, January 27, 2005 - 10:23 am:   Edit PostDelete PostView Post/Check IP

Krishna and Ranga mams
first check with your local bank, I bank with Wachovia they are ready to give 4.50 with no points and credit in closing costs due to preferred employer but i am going with my friend since he gets a good commission and he is giving me for same rate.
I called mtgcapital they seems to ok but closing costs she didnt tell me saying we wont tell you without application.
Ranga mama when r u ready to move
you dont need to shop way in adavance
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Ranga
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Posted on Thursday, January 27, 2005 - 10:23 am:   Edit PostDelete PostView Post/Check IP

Krishna9 mama:

What are those reputed compaines? Can you give some names?
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Andhrawala
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Post Number: 4612
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Posted on Thursday, January 27, 2005 - 10:23 am:   Edit PostDelete PostView Post/Check IP

Ranga mama,

The site u are showing is Mortgage Broker. He is not the lender.

As K9 said 90% of the lenders dont keep the word.

I myself had to shell out additional $400 for lock extension as somehow the things got delayed.

INGDIrect is one good one and most reliable.

If u are interested lety me know. I will send u email link and they will give u $100 credit too.

Basically they dont charge any orignation fee and just what involved will be third party costs.

Deal is u have to shell out 10% of the house cost as down. LTV shouldnt cross 90%
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Krishna9
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Posted on Thursday, January 27, 2005 - 10:16 am:   Edit PostDelete PostView Post/Check IP

Ranga, be cautious and check with your friends/others while going with some of the companies listed in bankrate.com. I spoke to some of the companies and each of it has it's own limitations.For some, there are lot of hidden costs(closing costs), For some, their track record is not that great. I worked with a company and they couldn't keep their word about the commitment day. So, what I would suggest is if a company is giving good rate, take that rate and try to do a price match with some big/reputed companies. If those reputed compaines are not willing to give that rate, then check with these Bankrate.com listed companies of the closing costs and check if their track record for issuing loan on time is 100% and then proceed further.
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Ranga
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Posted on Thursday, January 27, 2005 - 10:09 am:   Edit PostDelete PostView Post/Check IP

Adugthaanu TI mama. Website lo $25000 ani Vundi.

1% Closing Costs ( 2K ) maa builder pay chesthaa annaadu.
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True_indian
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Posted on Thursday, January 27, 2005 - 10:05 am:   Edit PostDelete PostView Post/Check IP

Ranga rate ok kani closing costs enta
ask them for a good faith esimate
it should be free and you will know the closing costs to the penny
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Jackson
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Posted on Thursday, January 27, 2005 - 10:03 am:   Edit PostDelete PostView Post/Check IP

Thanks to Ranga mama for opening this thread..

and Thanks to True_indian mama and other mams for providing valuable info..

ALL the BEST Ranga mama..

Gruha Pravesaaniki oka card pettu DB lo..
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Ranga
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Posted on Thursday, January 27, 2005 - 10:01 am:   Edit PostDelete PostView Post/Check IP

Thanks for the bankrate website AW mama.

http://www.mtgcapital.com is giving good rate.

30 years fixed rate 5.25% with zero discount points - Seems like an excellent rate to me.

Anyone had experience with this company?
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Andhrawala
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Posted on Thursday, January 27, 2005 - 9:10 am:   Edit PostDelete PostView Post/Check IP

>>How reliable is this CoastalFCU?

Very reliable. Credit Union ki doubt endhi mama. That too vaadi dabbu nuvvu theesukuntunnavu ikkada. nee dabbu vaadiki ivvatam ledhu.

>>
Conforming, Non-Conforming, First Time Home Buyer ani diffrent rates vunnaayi enti mama? Thedaa enti? Manam First Time Home Buyer Kindaki Vasthaamaa? Atlaa ayithe 30 years fixed rate 6.25% ante chaalaa ekkuve.
>>

Conforming - ante having full paperwork like employment verification, W2s etc

Non Conforming - ante typically less paperwork. FOr self employed etc.

First time Homebuyers - ante loan will be given upto 100% without down payment. But be careful the u have to take PMI

If u need more info see bankrate.com


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Ranga
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Posted on Thursday, January 27, 2005 - 9:03 am:   Edit PostDelete PostView Post/Check IP

>> edho typo error sesi vuntaavu <<

Aaa. .org kottakundaa .com ani kottaa. Book ayipoyaa. kikkikik. How reliable is this CoastalFCU?
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Ranga
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Posted on Thursday, January 27, 2005 - 8:53 am:   Edit PostDelete PostView Post/Check IP

Conforming, Non-Conforming, First Time Home Buyer ani diffrent rates vunnaayi enti mama? Thedaa enti? Manam First Time Home Buyer Kindaki Vasthaamaa? Atlaa ayithe 30 years fixed rate 6.25% ante chaalaa ekkuve.
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Andhrawala
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Posted on Thursday, January 27, 2005 - 8:50 am:   Edit PostDelete PostView Post/Check IP

Ranga mama,

>>
Nuvvu cheppina website ki velthe, Naa home page monosearch.com gaa maarchindi, Inkaa chaalaa kathalu chesindi.
>>

edho typo error sesi vuntaavu


Direct link is http://www.mycoastal.org/prodserv/rates.html#first mortgage
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Krishna9
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Posted on Wednesday, January 26, 2005 - 1:46 pm:   Edit PostDelete PostView Post/Check IP

//Go to COastalfcu.org for low cost refinance.

They charge 4.625 for 5/1 ARM
U have to pay 800 Orig fee, Appraisal(old appraisal can be transferred for 75 bucks) and lawyer fee.

Total comes to around $1200//

Thanks..
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Ranga
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Posted on Wednesday, January 26, 2005 - 1:42 pm:   Edit PostDelete PostView Post/Check IP

AW mama:

Nuvvu cheppina website ki velthe, Naa home page monosearch.com gaa maarchindi, Inkaa chaalaa kathalu chesindi.

Asalu aa coastalfcu website enti alaa vundi, anni search linkulu thappithe asalu information emi ledu gaa.
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Andhrawala
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Posted on Wednesday, January 26, 2005 - 1:34 pm:   Edit PostDelete PostView Post/Check IP

Go to COastalfcu.org for low cost refinance.

They charge 4.625 for 5/1 ARM
U have to pay 800 Orig fee, Appraisal(old appraisal can be transferred for 75 bucks) and lawyer fee.

Total comes to around $1200
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Krishna9
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Posted on Wednesday, January 26, 2005 - 1:18 pm:   Edit PostDelete PostView Post/Check IP

Thanks for the info mamalu, currently I'm working with one mortagage company.If things won't work out, I will ask you TI babai.
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True_indian
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Posted on Wednesday, January 26, 2005 - 12:55 pm:   Edit PostDelete PostView Post/Check IP

Krishna mama
I locked in 5/1 arm yesterday for 4.65 with no credit cash back, but If i go with 5.15 I am getting 2500 cash from my friend and usually he told me to refinance after 2-3 months
so you make 2500 in 2 months.
Do you have buyers agent. Is he footing any closing costs for you.
If you want i can give his number for your mortgage info.
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Ranga
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Posted on Wednesday, January 26, 2005 - 12:55 pm:   Edit PostDelete PostView Post/Check IP

CountryWide 10/1 30 years ARM 5.375% anta Krishan9 mama.
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Krishna9
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Posted on Wednesday, January 26, 2005 - 12:50 pm:   Edit PostDelete PostView Post/Check IP

//Ranga
Did you sign any deal with your buyers agent
let me know when you lock your mortgage
one of my friend gives good credit(cashback) when you close.

usually buyers agent get 2.5-3% of your house value, which can be shared.//

Mama, if you don't mind sharing the info in DB, can you tell me on how much interest rate they offer for 5/1 Arm or 7/1 Arm? If you don't have that info, please give me their number so that I can talk to them.
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Krishna9
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Posted on Wednesday, January 26, 2005 - 12:46 pm:   Edit PostDelete PostView Post/Check IP

//sure Krishna mama //

Thanks mama.
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True_indian
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Posted on Wednesday, January 26, 2005 - 12:39 pm:   Edit PostDelete PostView Post/Check IP

em chestam mama, house warming ki pilicharu
sala manchivallu mama, anta rich ayina prati vallani peru petti palakarincharu, andarini lunch chesaru, drinks kavala ani mari mari adigi velle daka ani tippi soopincharu.
Nenu asalu valla intlo gizmos ke mana jeevitam mottam saripodu ani decide ayya, diwali ki 2 days spends chesanu mama siggu lekunda, anni operate chesi enjoy chesa, kani anta pedda illu ayina manchi taste to kattaru, e side nunchi choosina lake kanapadutundi, manchi artistic taste undi
aina wife ki baga opika, enta baga collect chesino anni, dabbu unna taste kuda undali.
India velli konni decorating stuff techindi
cheap kani sala bagunnayi
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Musicfan
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Posted on Wednesday, January 26, 2005 - 12:38 pm:   Edit PostDelete PostView Post/Check IP

>>their house is 7000 sq ft bloomfields, detroit lo untundi, 3mill petti konnaru

Aa area telusu mama. One of the posh area in detroit.. Akkada aithe anta avutundi le..7000 sft ante pedda house..

Nenu ippativaraku choosina pedda/costliest house is one of my freinds relative house in Chicago.. He was the first Indian in that neighbor hood. Itseems he had a tough time buying in that neighborhood as Vomericans created problems as they didnt want other than tellollu .... It was 1Mil house of 5500 SQFT.
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Andhrawala
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Posted on Wednesday, January 26, 2005 - 12:37 pm:   Edit PostDelete PostView Post/Check IP

>>AW mama, Aa membership clubs information ento koddigaa cheppu

PS: If u need more or specific info ask me.

See this http://www.fatwallet.com/forums/messageview.php?st art=0&catid=52&threadid=135407

Clubs like Homeworks, 24 Protect, Galleria have Homedepot/Lowes gift cards.

Also If u have Citibank creditcard u can join in membership called Essentials Gold

Also

Providian Financial has a similar program called "Buy Smart", it was referenced earlier in this thread. Web site is mybuysmart.com but can only be accessed once you are registered. The program has a wide variety of discounted merchandise, but nothing that I saw seemed like that great of a deal. They have discounted theme park tickets, movie tickets, restaurant and retail gift cards. The best part is the discount is upfront. A $25.00 gift card only costs you $20.00, no waiting for rebate and UPS second day air is included at no charge. The fee is $9.95 per month, with the first 30 days at no cost. Cancel within 60 days, and they refund the $9.95 charged for the second month. Here is a list of the current retailers:

Bahama Breeze
Borders
Blockbuster
Circuit City
Foot Locker/Kids/Lady's Foot Locker
Harry & David
Jackson & Perkins
JC Penney
Lowes
Macy's
Mervyns
Marshall Fields
Olive Garden
Pier One
Pizzeria Uno
Red Lobster
Sam Goody
Sears
Sharper Image
Smokey Bones
Staples
SunCoast
Target
Toys R Us
Walden Books

If you are looking for a program like these and you do business with Providian Financial, it may be worth a call to find out if you are eligible to join.
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Ranga
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Post Number: 1734
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Posted on Wednesday, January 26, 2005 - 12:28 pm:   Edit PostDelete PostView Post/Check IP

Vaalla intiki velthe, mana meeda manake asahyam vesthundemo? Chi, mana intha cheap gaa bathakatam enti ani.
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Idiot
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Posted on Wednesday, January 26, 2005 - 12:27 pm:   Edit PostDelete PostView Post/Check IP

>> CJ mama yes manchivi ante avutunnayi, ma friend valla akka detroit lo valla intiki 20 lacs petti india nunchi teccharu
wow 2much ga unnayi

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True_indian
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Posted on Wednesday, January 26, 2005 - 12:23 pm:   Edit PostDelete PostView Post/Check IP

Ranga valla inti gurunchi seppite oka pedda book avutundi, ma sikh siru cardiologist pedda hospital undi, intlo integrated remote 40000 vellu mama, it will operate every damn thing in the house, power on off, A/c on off, blinds openings, increase temp in pool.
Lift pettaru intlo master bedroom ki direct ga.

B*w ani speakers inti ninda, 250k home theater
naku ayithe gunde cheruvu ayindi mama
2 days vella roju anta choodaniki
mottam intlo 4 untaru servants kaka

E sari diwali ki 10000 worth crackers kalsaru
SC lo permit undi, emi chestam ani operate chesi murusi poya
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Tuntari
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Posted on Wednesday, January 26, 2005 - 12:21 pm:   Edit PostDelete PostView Post/Check IP


quote:

Ranga mama
Finished area ne mama, Unfinished basement kuda undi adi kakunda, illu soosi nenu wow ani noru tericha

South carolina lo ma friend valla anna(north indians , sikhs, doctor mama) 25000 sq ft illu kattudu, lake meda, 2nd floor lo swimming pool
cedar wood cabinets, belgium chandeliers
enta g balupu ante road meda traffic disturbance ani south carolina state ki 1 million dollars icchi road ni divert cheyinchukunadu mama
ikkada paper lo okkate goduva



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Ranga
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Posted on Wednesday, January 26, 2005 - 12:17 pm:   Edit PostDelete PostView Post/Check IP

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True_indian
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Posted on Wednesday, January 26, 2005 - 12:16 pm:   Edit PostDelete PostView Post/Check IP

Ranga mama
Finished area ne mama, Unfinished basement kuda undi adi kakunda, illu soosi nenu wow ani noru tericha

South carolina lo ma friend valla anna(north indians , sikhs, doctor mama) 25000 sq ft illu kattudu, lake meda, 2nd floor lo swimming pool
cedar wood cabinets, belgium chandeliers
enta g balupu ante road meda traffic disturbance ani south carolina state ki 1 million dollars icchi road ni divert cheyinchukunadu mama
ikkada paper lo okkate goduva
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Ranga
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Posted on Wednesday, January 26, 2005 - 12:11 pm:   Edit PostDelete PostView Post/Check IP

TI mama:

7000 sq ft build-up area naa, total site area naa?
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True_indian
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Posted on Wednesday, January 26, 2005 - 12:10 pm:   Edit PostDelete PostView Post/Check IP

Ranga mama
Highpoint lo 6 months padutundi order iste

me and friend are planning to get furniture from india, evado hyd lo chesi container lo ship chestadu anta, ma friend ga co-ordinate chestunnadu, 40% cheaper ikkadi kante, same design and model
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True_indian
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Posted on Wednesday, January 26, 2005 - 12:08 pm:   Edit PostDelete PostView Post/Check IP

Ranga mama curtains ni vomerica lo drapes antaru

Musicfan mama
their house is 7000 sq ft bloomfields, detroit lo untundi, 3mill petti konnaru
akka and bava doctors emi chestam S/W engineers range kadu
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Ranga
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Posted on Wednesday, January 26, 2005 - 12:06 pm:   Edit PostDelete PostView Post/Check IP

>> furniture(you live in AL?) if so check highpoint in NC, US famous furniture. <<

Maadi yeyalle kaani, furniture kontaaniki ippudu dabbullevu TI mama.
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Ranga
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Posted on Wednesday, January 26, 2005 - 12:03 pm:   Edit PostDelete PostView Post/Check IP

Drapes ante enti TI mama. Nenu inkaa curtains annaa, drapes annaa okate anukuntunnaa.
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Musicfan
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Posted on Wednesday, January 26, 2005 - 11:57 am:   Edit PostDelete PostView Post/Check IP

>>akka detroit lo valla intiki 20 lacs petti india nunchi teccharu wow 2much ga unnayi

curtains ki anta avutayaa... WOW first time vintunna...
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Ranga
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Posted on Wednesday, January 26, 2005 - 11:57 am:   Edit PostDelete PostView Post/Check IP

Curtains ki 20 lacsaa? \clipart{jaw_drop}

AW mama, Aa membership clubs information ento koddigaa cheppu.
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True_indian
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Posted on Wednesday, January 26, 2005 - 11:56 am:   Edit PostDelete PostView Post/Check IP

AW mama
Drapes in some places and blinds in some places kada usually ga, my idea is that, drapes are must in living, formal dining room.
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Tuntari
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Post Number: 169
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Posted on Wednesday, January 26, 2005 - 11:55 am:   Edit PostDelete PostView Post/Check IP

>>House Warming party ki BTDB vaallaaa?

enti kummestaru ani bayama
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True_indian
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Posted on Wednesday, January 26, 2005 - 11:54 am:   Edit PostDelete PostView Post/Check IP

CJ mama yes manchivi ante avutunnayi, ma friend valla akka detroit lo valla intiki 20 lacs petti india nunchi teccharu
wow 2much ga unnayi
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Andhrawala
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Posted on Wednesday, January 26, 2005 - 11:53 am:   Edit PostDelete PostView Post/Check IP

Ranga babai,

U can get 10% discount coupon and also save another 20% by buying Home Depot gift cards thro some membership clubs.

Let me know if u need any info regarding these clubs.

Blinds u can go for Faux wood blinds.

Afford seyagaligithe drapes ki vellochu.
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Cinejeevi
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Posted on Wednesday, January 26, 2005 - 11:52 am:   Edit PostDelete PostView Post/Check IP

pedda house aite curtains india nunchi teppinchuko ranga mama. manchi desgins vuntai. measurements iste neeku nachhi batta ni kutti istaru.

maa friend okadu ikkada just for curtains close to 4lacs (indian rupees) pettadu. inka fitting avaledu kaani chala bavunnai!!!
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Ranga
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Thanks music fan mama. Inkaa illu kattatam start kaala. Information koddigaa thelusukundaamani.

House Warming party ki BTDB vaallaaa?
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Musicfan
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Posted on Wednesday, January 26, 2005 - 11:50 am:   Edit PostDelete PostView Post/Check IP

emi ledu Brad mama nenu india pota ane valle mundu illu kontunnaru.. Nenu maa friends lo chala mandi ni choosa...
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Ranga
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Posted on Wednesday, January 26, 2005 - 11:49 am:   Edit PostDelete PostView Post/Check IP

Inkaa Mortgage decide cheyyaledu TI mama. May be I will go for CountryWide. Rates baavunnaayi, Veedu preferred lender kaabatti Closing Costs maa builder pay chesthaadu anta ( ~$2000 ).
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Brad
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Posted on Wednesday, January 26, 2005 - 11:49 am:   Edit PostDelete PostView Post/Check IP

ekkada konnav cheppu..
inkaa konaledu. found the deal. akkada Sony di kooda manchi rate ki vundi. so ee weekend lopu decide sesi konetta..

www.streetprices.com
infiniti electronics lo aa price vundi..
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Brad
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Posted on Wednesday, January 26, 2005 - 11:47 am:   Edit PostDelete PostView Post/Check IP

nuvvu eppudu kontunnav?..

kamedies aaa...
vunna sommu kalaposhanake saripovatledu, ittanti extras yenduku?? yedo roju mottam cards maxx out sesi India sekkeddam anukuntunte...
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Brad
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Posted on Wednesday, January 26, 2005 - 11:46 am:   Edit PostDelete PostView Post/Check IP

Veedhi Potu vundi kaani, north facing house, So no problem.
konni jatakala prakaram adi parledu. migithavi set ayithe idi kooda okay..


Kaani kontha mandi friends navvuthunnaaru, vomerica lo koodaa vaasthu entraa babooo ani.

moorkatvam tho cheyyanantha sepoo patinchatam lo tappu ledu,

Naaku nammakam ledu gaani, intlo vaalla maatalu koodaa vinaali kadaa?
nammakam ippudu leka poyina, coincidences oko saari manalni nammettu settayi. if we can overcome those then its fine. ledante ade peekutoo vuntaadi..
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Musicfan
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Posted on Wednesday, January 26, 2005 - 11:45 am:   Edit PostDelete PostView Post/Check IP

>>andaroo itta houses konettunnaru.. ika swadesaaniki tirigi yelle alochane ledaa??

Intaki Brad mama nuvvu eppudu kontunnav?Appudu nuvvu kuda vere taadu estava ide taadu use chesukuntava..

Ranga mama congrats on your new house. BTDB get togathe pettu house warming ki vastamu...
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True_indian
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Posted on Wednesday, January 26, 2005 - 11:45 am:   Edit PostDelete PostView Post/Check IP

Ranga
Did you sign any deal with your buyers agent
let me know when you lock your mortgage
one of my friend gives good credit(cashback) when you close.

usually buyers agent get 2.5-3% of your house value, which can be shared.
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True_indian
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Posted on Wednesday, January 26, 2005 - 11:44 am:   Edit PostDelete PostView Post/Check IP

sure Krishna mama
email me your number at ryada007@yahoo.com
or TK or bignole , don or venu mama have my cell number anytime is fine
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Ranga
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Posted on Wednesday, January 26, 2005 - 11:42 am:   Edit PostDelete PostView Post/Check IP

>> vastu soose konnavaa?? road soola yemainaa vundaa? <<

Plan india pampinchi Vaasthu choopinchaa Brad mama. Veedhi Potu vundi kaani, north facing house, So no problem.

Kaani kontha mandi friends navvuthunnaaru, vomerica lo koodaa vaasthu entraa babooo ani.

Naaku nammakam ledu gaani, intlo vaalla maatalu koodaa vinaali kadaa?
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Tuntari
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Posted on Wednesday, January 26, 2005 - 11:42 am:   Edit PostDelete PostView Post/Check IP

>>Tuntari mama ninna meeku cheppindi, $580 ki dorikindi no shipping/tax

cool kada..

ekkada konnav cheppu.. nenu kuda konali..

raathri maa mama kuda tender pettadu... :-(
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True_indian
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Posted on Wednesday, January 26, 2005 - 11:42 am:   Edit PostDelete PostView Post/Check IP

CJ mama
one more thing with wirless router is signal not consistent at all place in the house, Data jack boosts the signal and is very good.

Ranga
www.drapesnmore check cheyi, they have awesome collections, we are planning to bring all the drapes from india this trip, they are very expensive.
furniture(you live in AL?) if so check highpoint in NC, US famous furniture.

Blinds for me I am using a mehico person to do it
Na valla kadu, a laser tag petti anta setta anta

Central vaccum ante, its vaccum with central system and you use the hose to clean very expensive, we are planning to buy dysons(cyclone)
500 untundi but good ani ma cousins chepparu.
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Cinejeevi
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Posted on Wednesday, January 26, 2005 - 11:40 am:   Edit PostDelete PostView Post/Check IP

intaki illu east facing or north facing??
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Ranga
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Posted on Wednesday, January 26, 2005 - 11:39 am:   Edit PostDelete PostView Post/Check IP

Video:

Maa intlo koodaaa Walmart lo konna kuttu machine vundi. Kaani professional gaa curtains kuttatam manaki raadu kadaa?

Builder blinds emi ivvatlaa. Daanike ~$1000 avuddi anta.
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Krishna9
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Posted on Wednesday, January 26, 2005 - 11:39 am:   Edit PostDelete PostView Post/Check IP

//Electrical outlets are standard according to building code and you can just change the location but usually they are plenty

try to get CAT5 low voltage(cable,datajack, phone jack,dishjack) integrated on one jack.(cost me 2000)

if you are sound freak then get channel 6.1 or 7.1 surround sound wiring, I had HDTV and projector installation(cost 2000) //

TI babai, I might need some advice regarding this. If required, can I call you at your leisure?
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Brad
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Posted on Wednesday, January 26, 2005 - 11:38 am:   Edit PostDelete PostView Post/Check IP

Tuntari mama ninna meeku cheppindi, $580 ki dorikindi no shipping/tax
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Tuntari
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Posted on Wednesday, January 26, 2005 - 11:37 am:   Edit PostDelete PostView Post/Check IP

congrats proof babai oka inti vaadivi ayinanduku
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Brad
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Posted on Wednesday, January 26, 2005 - 11:37 am:   Edit PostDelete PostView Post/Check IP

Ranga mama
vastu soose konnavaa?? road soola yemainaa vundaa?/ Northeast lo devudi mandiram yetta taaniki facility vundaa??
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Brad
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Posted on Wednesday, January 26, 2005 - 11:36 am:   Edit PostDelete PostView Post/Check IP

Kitchen is too small.

ayithe dieting vere seyyakkarledu. nice decision. have fun. the less time you spend in kitchen, the more you will have for other activities..
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Ranga
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Posted on Wednesday, January 26, 2005 - 11:35 am:   Edit PostDelete PostView Post/Check IP

>> Kitchen meda baga concentrate cheyi if its big <<

Maa plan lo naaku ade nacchaledu TI mama, Kitchen is too small.

Kitchen lo granite countertops, 42" cabinets with crown moulding.

CAT5 memu koodaaa theesukuntaam alaagayithe.

central vaccum system ante enti? Nee daggara chaalaa thelusukovaali TI mama.
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Video
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Posted on Wednesday, January 26, 2005 - 11:34 am:   Edit PostDelete PostView Post/Check IP

Ranga, If you have desinger EYE you can desing your curtains here, we went to Hobby Lobby for fabric and bought singer Sewing machine from Wal Mart and some practice fabric from Wal Mart.

Inka, Tailoring nerchukonna.. taruvatha curtains anni nene kuttanu. Telugu cinema lu chesetappudu.. curtains models watch cheyyi.. We have gemini..aa serials lo curtains baguntai :-)

And I hope your builder gives you Blinds, if not install your self, we did our selves, went to Home Depot and bought (ask for new home discount 10%). Go for 2 inch blinds (They look very decent)
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Brad
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Posted on Wednesday, January 26, 2005 - 11:32 am:   Edit PostDelete PostView Post/Check IP

Brabai illu konukkunte ikkada settle ayipoyinattena?

etu rent kaduthunnam kabatti idi oka investment...mana rent tho pate ellipoddi

initial years lo interest kadatham kabatti tax returns lo file chesukochu avanni......ellipoyenatiki resale value baga penchesi(like these ineteriors) ammithe manchi profits vasthayi



initial gaa alage anukuntaavu, mellagaa comforts/mortgage ki alavaatu padataavu, ika next vadili vellalevu...
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Cinejeevi
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Posted on Wednesday, January 26, 2005 - 11:32 am:   Edit PostDelete PostView Post/Check IP

TI - you can wireless router but i want secure, if you use wireless router your neighbours can access your connection

>> endi mama as a SW engr nuvvu analsina maata kaadu idi. iyyala repu prati gottam router lo kuda MAC address filter option edisindi. u can restrict the access easily. ofcourse i wont say NO to data jack but still wireless can be made secure is my point.

btw ranga mama congratulations and all the best.

there is a saying among house owners when they get new house. we shall see you in Home Depot every saturday for about 4/5 months. so see yaa in Home Depot
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Sollu
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Posted on Wednesday, January 26, 2005 - 11:32 am:   Edit PostDelete PostView Post/Check IP

ammo....kothadi ante inni choosukovala?

already unnadi konatame better emo......KIKIKIKI
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True_indian
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Posted on Wednesday, January 26, 2005 - 11:29 am:   Edit PostDelete PostView Post/Check IP

its easy to install wooden flooring, go to lowes or home depo they will teach u and they are self locking, I didnt do it because iam very lazy kani ma friends chesaru
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Sollu
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Posted on Wednesday, January 26, 2005 - 11:29 am:   Edit PostDelete PostView Post/Check IP

Brabai illu konukkunte ikkada settle ayipoyinattena?

etu rent kaduthunnam kabatti idi oka investment...mana rent tho pate ellipoddi

initial years lo interest kadatham kabatti tax returns lo file chesukochu avanni......ellipoyenatiki resale value baga penchesi(like these ineteriors) ammithe manchi profits vasthayi
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True_indian
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Post Number: 1996
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Posted on Wednesday, January 26, 2005 - 11:28 am:   Edit PostDelete PostView Post/Check IP

Ranga wooden flooring is very expensive
but tiles are more expensive than wood
Kitchen meda baga concentrate cheyi if its big
we spend whole day in design studio jsut for the kitchen.
Kitcen lo tiles kante wood baga untundi just my opinion, bathroom master a lo tiles vesi
2 and 3 full baths lo vinyl vesamu since we dont use that much.

CAT5 ante integrated box untundi, every room you have telephone, datajack( you can wireless router but i want secure, if you use wireless router your neighbours can access your connection), cabletv(its boosts your signal in all rooms), Dishjack(you can view same program in different rooms with one reciever)

Dont take central vaccum system.

Kitchen lo memu gourmet kitchen or split kitchen option tisukunamu, you have your range and over seperate.

What are your countertops(we have granite) and cabinets(42 inch maple), we have glass on our cabinets, decide abt back splash
recess lighting in kitchen,
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Sollu
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Posted on Wednesday, January 26, 2005 - 11:27 am:   Edit PostDelete PostView Post/Check IP

Ranga babai....okka 5-6 months aagu...maa vodu thana intiki wooden maname cheseddam antunnadu...already valla uncle intiki chesedanta....
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Brad
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Post Number: 15476
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Posted on Wednesday, January 26, 2005 - 11:26 am:   Edit PostDelete PostView Post/Check IP

Ranga mama nuvvu kooda itta NRI avuthavu anokoledu...

Non Returning Indian
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Brad
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Posted on Wednesday, January 26, 2005 - 11:24 am:   Edit PostDelete PostView Post/Check IP

andaroo itta houses konettunnaru.. ika swadesaaniki tirigi yelle alochane ledaa??
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Ranga
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Posted on Wednesday, January 26, 2005 - 11:24 am:   Edit PostDelete PostView Post/Check IP

Thanks Venu mama. Six years apartments lo vundi, Okate bore Dengs. Anduke, Risk theesukunnaa. Interest Rate koodaa baane vunnaay.

Sollu mama, Wooden Flooring mana sonthamgaa chesukune scene manaki vundi antaavaa?
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Sollu
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Posted on Wednesday, January 26, 2005 - 11:17 am:   Edit PostDelete PostView Post/Check IP

Ranga babai kastha ekkuva anukunte prasthuthaniki edo okati kanichi....wood konukkoni nuvve install chesuko after an year or so...rate okka sare peruguddi:-)
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Venu
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Post Number: 4114
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Posted on Wednesday, January 26, 2005 - 11:16 am:   Edit PostDelete PostView Post/Check IP

Congrats Ranga mama!!
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Ranga
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Posted on Wednesday, January 26, 2005 - 11:12 am:   Edit PostDelete PostView Post/Check IP

Guest room lo half bath default plan CJ mama. Daani full bath gaa Upgrade cheyisthunnaa. Wooden floowing entha avuddo kanukkovaali. Ippati varaku aa option ni pakkana pettaam, manaki vaddule anukuni.
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Cinejeevi
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Posted on Wednesday, January 26, 2005 - 11:08 am:   Edit PostDelete PostView Post/Check IP

Ranga babai
aite meeku basement radu. usually it is good to have one. One of my friends has almost same kind of house in Charlotte NC. I visited his house. only diff is garage is to the left instead of right.

make sure there is atleast half bath adjusant to guest room or somewhere. basically in the ground floor.

one full comes to the master anyway. second might be common to rest two BRs on top.

go for the wood option to the entire ground fl. resale value ekkuva vastundi.
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Ranga
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Posted on Wednesday, January 26, 2005 - 11:06 am:   Edit PostDelete PostView Post/Check IP

Thanks for the Info TI mama. Tiles Kitchen lo + Breakfast area lo. Maa builder brick colors, interior colors anni manishtam ani cheppaadu.

CAT5 low voltagaa? Hmm. Internet lo idi ento search chesthaa.

Wooden flooring chesthe resale value peruguddaa. Aalochinchaali.
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Sollu
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Posted on Wednesday, January 26, 2005 - 11:02 am:   Edit PostDelete PostView Post/Check IP

illu muchataga undi ranga babai:-) sweet home:-)

antha ayyaka nannu pilusthava leda? vachestha:-) manaki mohamatams emi levu:p KIKIKIKIKI
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Sollu
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Posted on Wednesday, January 26, 2005 - 11:01 am:   Edit PostDelete PostView Post/Check IP

ranga babai basement option undemo adugu....i felt its missing in CA:-(

chetha chedaram vagaira anni danilo padeyochu....garage lo chakkaga 2 cars pettukochu......thogh u dont want to rent it out
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Ranga
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Posted on Wednesday, January 26, 2005 - 10:57 am:   Edit PostDelete PostView Post/Check IP

condo house ante enti CJ mama? Maadi two storied house. 5 bedrooms with three full baths.

Maaku basement emi raaledu. Ide plan.
http://www.hunterhomebuilders.com/homeplans/oxford /fairfax.html
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Sollu
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Posted on Wednesday, January 26, 2005 - 10:57 am:   Edit PostDelete PostView Post/Check IP

wooden costly ayina resale value sana ekkuva anta babai

plus wood ni maanme installc hesukunte cheap ga avuthundi...installation ki ekkuva cost item kanna:-)

blinds vadatharu....kani evarithono matada babai monna new house konnavallu gurthu ledu...vallu seppinattu gurthu curtains ki india loc heyinchukuntunnam ani......correst ga gurthu vasthe malli adigi sebutha:-) vati valla intlo indian look vachuddi ani anukunta:-)
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True_indian
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Posted on Wednesday, January 26, 2005 - 10:55 am:   Edit PostDelete PostView Post/Check IP

Ranga
Exterior brick cant be decided by others
it can be one of those your builder has in his collection, plus you cant use the same brick color as your neighbours or house infront of you

Color inside the house is usually standard by the builder, if you want change the colors inside the house then its expensive with builder

Tiles-decide in how many rooms you want, I have used them in bathrooms only, my kitchen, formal living and walkways have wood

Electrical outlets are standard according to building code and you can just change the location but usually they are plenty

try to get CAT5 low voltage(cable,datajack, phone jack,dishjack) integrated on one jack.(cost me 2000)

if you are sound freak then get channel 6.1 or 7.1 surround sound wiring, I had HDTV and projector installation(cost 2000)

for drapes check this hyd website drapesnmore.com
very pretty and high end stuff

Kitchen takes lot of time and money. check HGTV or kitchen magazines

Hope this helps
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Mapleleafs
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Post Number: 1911
Registered: 05-2004
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Posted on Wednesday, January 26, 2005 - 10:55 am:   Edit PostDelete PostView Post/Check IP

Ranga Babai Proof avataram Lo apt ga Colors vadi posting sesinavadivi nevu Color selections kosam DB members ni adagadameti to? Antha Maya!
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Tifosi
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Posted on Wednesday, January 26, 2005 - 10:54 am:   Edit PostDelete PostView Post/Check IP

intaki plot size enta and and living area sq ftage enta?
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Cool_phani
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Posted on Wednesday, January 26, 2005 - 10:53 am:   Edit PostDelete PostView Post/Check IP


quote:

exterior brick color reddaa, silveraa anedi choose chesukoleka pothunnaa



ante na post ignore chesaru annamata
nenu chepanu inka
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Ranga
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Posted on Wednesday, January 26, 2005 - 10:53 am:   Edit PostDelete PostView Post/Check IP

Curtains enti mama, ikkada andaroo blinds pedathaaru kadaa?
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Cool_phani
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Posted on Wednesday, January 26, 2005 - 10:52 am:   Edit PostDelete PostView Post/Check IP


quote:

water padithe chekka vubbuddi



waterproof vi evo polishes vuntayyi kadha
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Cinejeevi
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Posted on Wednesday, January 26, 2005 - 10:51 am:   Edit PostDelete PostView Post/Check IP

Ranga
i understand urs is a condo kind of house. usually kitchen comes with wood and rest carpet. if u opt for wood in the hall as well extra. if u got small kids go for wood. upstairs bedrooms go for carpet. colors naaku anta idea ledu.

in-laws kitchen ante ippudu pedda pedda houses vuntai chudu. vatiki basement kuda almost house vedalpu anta vuntundi. u can have a full bath (with standing shower mostly). u can get permission for kitchen saying my relatives (usually parents) will come and stay. they could be urs or ur wife's. then u can have kitchen as well in basement.

once u have kitchen and full bath it is usual practice for desis to rent it out to few bachelors and earn around 1000 per month or so.
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Ranga
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Posted on Wednesday, January 26, 2005 - 10:49 am:   Edit PostDelete PostView Post/Check IP

wooden flooring expensive kadaa sollu mama. adi kaaka winter lo daani meeda nadavaalante chali, termites problem + maintainance problem. water padithe chekka vubbuddi.

exterior brick color reddaa, silveraa anedi choose chesukoleka pothunnaa. Ee weekend design meeting vundi. Ee lopala decide chesukovaali.
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Don
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Username: Don

Post Number: 587
Registered: 12-2004
Posted From: 64.83.223.150

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Posted on Wednesday, January 26, 2005 - 10:46 am:   Edit PostDelete PostView Post/Check IP

TrueIndian and Gaali mamalu soose daaka aagu Rangannai
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Sollu
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Posted on Wednesday, January 26, 2005 - 10:45 am:   Edit PostDelete PostView Post/Check IP

Ranga babai....illu nee taste ki thaggattu undetattu choosuko babai.....kattukoni undedi nuvvu....evariki nachinattu allu sebutharu avanni pattinchukoku:-)

first point mee inti neighbouring houses soodu.....same kakapoyina similar colors/matching colors vadu baitaki

lopala antha neeku nachina color(naaku cream colors ante istam) paint veseyi....home depot lo konukkoni oka weekend kukoni kummuko paints:-)

curtains gatra kavatante indialo sepinchiko measurements and model photos isthe chestharu cheap ga avuthundi

inka neeku chetlu avi istam unte.....illu antha chetlu techi pettuko(ade intlo pettukunevi...bavuntayi)

lopala wooden floor cheyinchuko...ide latest style anta(?) nuvvu northern part of country ayithe sachinattu carpet veyinchukovalanuko

inka furniture intlo measurements ni batti 1-2 months kurchoni manchi deals kosam choodochu..alage kaliga unte anni shops thirigi models kosam idea techuko
KIKIKIKIKIKIKI
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Cool_phani
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Post Number: 5832
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Posted on Wednesday, January 26, 2005 - 10:44 am:   Edit PostDelete PostView Post/Check IP

exterior brick colors internet mida vuntayyi annukunta sites
dark color ayyite resale value vuntumdi annukunta
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Ranga
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Posted on Wednesday, January 26, 2005 - 10:44 am:   Edit PostDelete PostView Post/Check IP

in-law kitchen ante enti CJ mama? Eppudoo vinaledu.

Rent ki ivvataani asalu chance leni plan mama maadi.
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Truecolours
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Posted on Wednesday, January 26, 2005 - 10:43 am:   Edit PostDelete PostView Post/Check IP

>>>evaranna bachelor desi gallaki addekichhi mortagage kattukovachhu


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Truecolours
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Post Number: 1135
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Posted on Wednesday, January 26, 2005 - 10:43 am:   Edit PostDelete PostView Post/Check IP

inti mundu goyyu theesi nimmakayalu pathi pettu
attagee nalugu dikkulu seyyu..
rooju velli pasupu neellu salluthu undu..
ekkadanna smasanamloo purre dorikithe oka kashmore muggu vesi aa muggu madhyaloo ee purre pettti oka pottel ni naruku..
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Cinejeevi
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Posted on Wednesday, January 26, 2005 - 10:40 am:   Edit PostDelete PostView Post/Check IP

pedda basement kattinchi andulo in-law kitchen permission techhuko mama.

evaranna bachelor desi gallaki addekichhi mortagage kattukovachhu!!
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Ranga
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Posted on Wednesday, January 26, 2005 - 10:38 am:   Edit PostDelete PostView Post/Check IP

Internet yugam lo magazines konatam enti Tifosi mama? Useful web Links emannaa vunte cheppu.
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Tifosi
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Posted on Wednesday, January 26, 2005 - 10:36 am:   Edit PostDelete PostView Post/Check IP

home decor magazines konnu...usually thats a good start...set themes for each room. also keep an eye on durability when it comes to colors.
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Ranga
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Posted on Wednesday, January 26, 2005 - 10:34 am:   Edit PostDelete PostView Post/Check IP

Mamalu:

Last week end kottha house ki sign chesaa. May ki allaa build chesi Isthaaranta.

Illu kattatam lo experience vunna vaallu, koddihaa decoration tips ivvandi.

exterior Brick color edi ayithe machi look vuntaadi, painting color, tiles, electrical outlets enni vundaali etc.