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Bewarse Talk Discussion Board * Archives - 2014 * Cine Talk - Reviews, Gossips, Insider Info etc. * Archive through October 16, 2014 * Umbrella Policy < Previous Next >

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Onlymovies
Celebrity Bewarse
Username: Onlymovies

Post Number: 30211
Registered: 01-2009
Posted From: 199.173.226.235

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Posted on Friday, October 10, 2014 - 3:18 pm:    Edit Post Delete Post Print Post


Farex:

indaaka poorthiga sadhavaledhi ni post,,,,,kakapothe kontha age vachakaa konni companies assalu offer cheyyavu,,,edho 55 age limit ala untundhi ,,,,so last 10 yrs (ippudu niku 30+ untayemo kanuka) dhi miss avvochu,,,kavalasindhi aa time lo nee kadha main gaa.


ohh.. got it... thanks for clarifying annai..
Sound Rakoodadee
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Farex
Mudiripoyina Bewarse
Username: Farex

Post Number: 23830
Registered: 10-2010
Posted From: 209.180.150.55

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Posted on Friday, October 10, 2014 - 2:50 pm:    Edit Post Delete Post Print Post


Sakkineni:

Also repu edayina Visa issues ayyi or okavela R2I ayithe appudu paristhiti enti




ekkadi nunchaina kattochu kadha,,,no issues. ni coverage niku untundhi,,,,,whole life ante, ni policy lo soodi,,,,,jeevithantham kattamemo naaku telsi.
Jagamanthati Kutumbham Nadhi
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Farex
Mudiripoyina Bewarse
Username: Farex

Post Number: 23829
Registered: 10-2010
Posted From: 209.180.150.55

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Posted on Friday, October 10, 2014 - 2:49 pm:    Edit Post Delete Post Print Post


Onlymovies:

am I missing something?




indaaka poorthiga sadhavaledhi ni post,,,,,kakapothe kontha age vachakaa konni companies assalu offer cheyyavu,,,edho 55 age limit ala untundhi ,,,,so last 10 yrs (ippudu niku 30+ untayemo kanuka) dhi miss avvochu,,,kavalasindhi aa time lo nee kadha main gaa.
Jagamanthati Kutumbham Nadhi
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Sakkineni
Kurra Bewarse
Username: Sakkineni

Post Number: 1037
Registered: 04-2012
Posted From: 8.28.19.86

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Posted on Friday, October 10, 2014 - 2:45 pm:    Edit Post Delete Post Print Post

Whole life insurance ante ennalu kattali. I am 27 and single now. How many yrs payment vuntundi starting from now. Also repu edayina Visa issues ayyi or okavela R2I ayithe appudu paristhiti enti
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Onlymovies
Celebrity Bewarse
Username: Onlymovies

Post Number: 30210
Registered: 01-2009
Posted From: 199.173.226.235

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Posted on Friday, October 10, 2014 - 2:13 pm:    Edit Post Delete Post Print Post


Farex:

avvadhu Mr.Avadhani goru,,,,after ten yrs ni age ki premium ekkuva untundhi,


ateleast double ayina ani calculations petta kada.. double kante ekkuva avutaada?
Sound Rakoodadee
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Entrepreneur
Kurra Bewarse
Username: Entrepreneur

Post Number: 1507
Registered: 05-2011
Posted From: 107.77.75.48

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Posted on Friday, October 10, 2014 - 2:10 pm:    Edit Post Delete Post Print Post

Haha onlymovies mama nuvvu keka ga
Life is a choice. It is YOUR life. Choose consciously, choose wisely, choose honestly. Choose happiness
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Farex
Mudiripoyina Bewarse
Username: Farex

Post Number: 23825
Registered: 10-2010
Posted From: 209.180.150.55

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Posted on Friday, October 10, 2014 - 2:09 pm:    Edit Post Delete Post Print Post


Onlymovies:

every 10 years ki 10 years teesukunte.. 4320 * 3 tho ayipotundi kada..




avvadhu Mr.Avadhani goru,,,,after ten yrs ni age ki premium ekkuva untundhi, :-)
Jagamanthati Kutumbham Nadhi
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Pokiri1
Mudiripoyina Bewarse
Username: Pokiri1

Post Number: 22648
Registered: 03-2006
Posted From: 192.91.173.36

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Posted on Friday, October 10, 2014 - 2:09 pm:    Edit Post Delete Post Print Post


Farex:

oka vela papalu ekkuva sesi 100 years paine bhathikithe , inga aadi karma


Baaaava .MOVIEART--bemmi.lol1
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Shadow
Mudiripoyina Bewarse
Username: Shadow

Post Number: 18204
Registered: 05-2008
Posted From: 192.193.216.151

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Posted on Friday, October 10, 2014 - 2:07 pm:    Edit Post Delete Post Print Post

Goses adedo site udnali..nee reqs post chesthey broker will call back with quotes.

I took a policy individually thru a broker - 30yr term policy.
http://www.sachinandcritics.com/
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Onlymovies
Celebrity Bewarse
Username: Onlymovies

Post Number: 30209
Registered: 01-2009
Posted From: 199.173.226.235

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Posted on Friday, October 10, 2014 - 2:03 pm:    Edit Post Delete Post Print Post


Gudivada04:

yes, normally it's a monthly premium throughout the term but you can pay it in yearly too ahead I think..


mari
10 years term ki 36 per month ante total pay chesedi - 120 * 36 = 4320
20 years ki 120 * 66 = 15840
30 years ki 360 * 116 = 41760..

My assumption is ekkuva term ki takkuva kattali kada..

Deenikante.. every 10 years ki 10 years teesukunte.. 4320 * 3 tho ayipotundi kada..
poni after 10 years premium double avutaadi anukunna..
1 - 10 ki 4320
11 -20 ki 8640
21 - 30 ki 17280
total 30 years ki 30240 instead of 41760 am I missing something?
Sound Rakoodadee
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Gudivada04
Mudiripoyina Bewarse
Username: Gudivada04

Post Number: 12915
Registered: 09-2004
Posted From: 68.147.231.162

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Posted on Friday, October 10, 2014 - 1:32 pm:    Edit Post Delete Post Print Post


Onlymovies:


yes, normally it's a monthly premium throughout the term but you can pay it in yearly too ahead I think..
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Onlymovies
Celebrity Bewarse
Username: Onlymovies

Post Number: 30208
Registered: 01-2009
Posted From: 199.173.226.235

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Posted on Friday, October 10, 2014 - 1:30 pm:    Edit Post Delete Post Print Post


Gudivada04:

yes assuming you pay the premiums regularly..


so aa premium enni rojulu kattali? 10 years tem ki 10 years, and 30 years termki 30 years kattalaa? assuming i am not dying in between :-)
Sound Rakoodadee
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Farex
Mudiripoyina Bewarse
Username: Farex

Post Number: 23821
Registered: 10-2010
Posted From: 76.220.127.55

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Posted on Friday, October 10, 2014 - 1:21 pm:    Edit Post Delete Post Print Post


Gudivada04:

India lo LIC best anukunta, 25 year policy with money back




idhee teesukunna nenu,,,,10 yrs kadithe after 10 yrs 50% policy amount isthadu and then 10% every year pay chesthuntadu till 100 years varaku with insurance. after 100 yrs they pay a lumpsum amount plus edho amount add avuthundhi aa lumpsum amount ki,,,,,oka vela papalu ekkuva sesi 100 years paine bhathikithe , inga aadi karma :-)
Jagamanthati Kutumbham Nadhi
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Gudivada04
Mudiripoyina Bewarse
Username: Gudivada04

Post Number: 12914
Registered: 09-2004
Posted From: 68.147.231.162

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Posted on Friday, October 10, 2014 - 1:12 pm:    Edit Post Delete Post Print Post


Onlymovies:


yes assuming you pay the premiums regularly..
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Onlymovies
Celebrity Bewarse
Username: Onlymovies

Post Number: 30207
Registered: 01-2009
Posted From: 199.173.226.235

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Posted on Friday, October 10, 2014 - 12:57 pm:    Edit Post Delete Post Print Post


Gochi:

Life Insurance Quotes choodaali aithe....Auto ki Geico lekka Life ki emanna manchi sites seppundri...


metlife
Sound Rakoodadee
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Onlymovies
Celebrity Bewarse
Username: Onlymovies

Post Number: 30206
Registered: 01-2009
Posted From: 199.173.226.235

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Posted on Friday, October 10, 2014 - 12:57 pm:    Edit Post Delete Post Print Post


Gudivada04:

term ante it's valid only for that time period ani. If you opt for 10 year term policy, you will have to find a new policy after the 10 year expiry..


ohh ada reason.. so 10 years term teesukunte,.. ee rojununchi. 10 yearss.. ante.. 10/10/2024 varaku valid vuntundaa.. suppose ee roju start cheste..
Sound Rakoodadee
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Gochi
Censor Bewarse
Username: Gochi

Post Number: 83334
Registered: 07-2004
Posted From: 8.7.228.252

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Posted on Friday, October 10, 2014 - 12:56 pm:    Edit Post Delete Post Print Post

Life Insurance Quotes choodaali aithe....Auto ki Geico lekka Life ki emanna manchi sites seppundri...

MOVIEART--bemmi.laugh
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Gudivada04
Mudiripoyina Bewarse
Username: Gudivada04

Post Number: 12913
Registered: 09-2004
Posted From: 68.147.231.162

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Posted on Friday, October 10, 2014 - 12:54 pm:    Edit Post Delete Post Print Post


Prasanth:


meeku India lo LIC best anukunta, 25 year policy with money back at the end of the term laativi baagane vuntayi ga. Ikkada maaku kattina premiums anni down the drain, you won't get anything back at the end of term..
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Ravanabrahma
Censor Bewarse
Username: Ravanabrahma

Post Number: 24667
Registered: 06-2004
Posted From: 99.67.74.174

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Posted on Friday, October 10, 2014 - 12:35 pm:    Edit Post Delete Post Print Post


Gudivada04:




vaake annai..maa employer life insurance isthunnado ledo theledu. health insurance vade life insurance isthada? sare kanukkunta ayithe.
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Prasanth
Censor Bewarse
Username: Prasanth

Post Number: 71455
Registered: 03-2004
Posted From: 59.144.58.33

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Posted on Friday, October 10, 2014 - 12:32 pm:    Edit Post Delete Post Print Post


Maveric:

annai ee weekend nenu free...kaludhama...


kaluddham ante kaluddham...sunday roju..etaina plan seddhaam...nuvve seppu ideas!
My native country: telugu naaDu
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Gudivada04
Mudiripoyina Bewarse
Username: Gudivada04

Post Number: 12912
Registered: 09-2004
Posted From: 68.147.231.162

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Posted on Friday, October 10, 2014 - 12:31 pm:    Edit Post Delete Post Print Post


Onlymovies:


term ante it's valid only for that time period ani. If you opt for 10 year term policy, you will have to find a new policy after the 10 year expiry..
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Gudivada04
Mudiripoyina Bewarse
Username: Gudivada04

Post Number: 12911
Registered: 09-2004
Posted From: 68.147.231.162

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Posted on Friday, October 10, 2014 - 12:29 pm:    Edit Post Delete Post Print Post

Bemmam,

other way to think about life insurance is replacing your income (or most of it) after you are gone. Last thing family needs is financial burden on top of the tragedy if it happens. Say you are earning 150k today, how much money is needed in the bank if your family needs the same amount per year (may be they don't need the same amount, but you see where I am going with this) in case the earner is gone. Assuming 5% guaranteed interest from a long term bank deposit, you need $2 million in the bank to get 100k per year..
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Maveric
Yavvanam Kaatesina Bewarse
Username: Maveric

Post Number: 5359
Registered: 01-2012
Posted From: 103.16.70.12

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Posted on Friday, October 10, 2014 - 12:28 pm:    Edit Post Delete Post Print Post


Prasanth:

yeah..nenu kuda teeskovali...lic insurance policies kanna fixed/recurring deposit lu teeskodam better antunnaaru....manam oo saari discuss seddhaam!!!



teesukondi annai...lic policies watse antunaru aslu...annai ee weekend nenu free...kaludhama...
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Prasanth
Censor Bewarse
Username: Prasanth

Post Number: 71454
Registered: 03-2004
Posted From: 59.144.58.33

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Posted on Friday, October 10, 2014 - 12:24 pm:    Edit Post Delete Post Print Post


Maveric:




yeah..nenu kuda teeskovali...lic insurance policies kanna fixed/recurring deposit lu teeskodam better antunnaaru....manam oo saari discuss seddhaam!!!
My native country: telugu naaDu
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Onlymovies
Celebrity Bewarse
Username: Onlymovies

Post Number: 30205
Registered: 01-2009
Posted From: 199.173.226.235

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Posted on Friday, October 10, 2014 - 12:23 pm:    Edit Post Delete Post Print Post

metlife lo quote check chestunte..
10 years term ki 36, 20 years ki 66, 30years ki 116 choopistundi emiti..
asalu term ante emiti..
Sound Rakoodadee
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Gudivada04
Mudiripoyina Bewarse
Username: Gudivada04

Post Number: 12910
Registered: 09-2004
Posted From: 68.147.231.162

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Posted on Friday, October 10, 2014 - 12:23 pm:    Edit Post Delete Post Print Post


Ravanabrahma:


nee employer daggara provide chese company always gives you best coverage for less premium because of the volume. Also 300k is not enough life insurance. You need to get at least a million.
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Ravanabrahma
Censor Bewarse
Username: Ravanabrahma

Post Number: 24665
Registered: 06-2004
Posted From: 99.67.74.174

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Posted on Friday, October 10, 2014 - 12:20 pm:    Edit Post Delete Post Print Post

life insurance ekkada better? AAA vadi evo pamputha untadu, 30K, 200K, 300k ani. 300k ki monthly around 35 undemo. edi thesukovalo cheppandi.
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Entrepreneur
Kurra Bewarse
Username: Entrepreneur

Post Number: 1506
Registered: 05-2011
Posted From: 107.77.75.48

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Posted on Friday, October 10, 2014 - 11:59 am:    Edit Post Delete Post Print Post

Maverick term is good

30 better then 20 only few comps offer 30
Life is a choice. It is YOUR life. Choose consciously, choose wisely, choose honestly. Choose happiness
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Entrepreneur
Kurra Bewarse
Username: Entrepreneur

Post Number: 1505
Registered: 05-2011
Posted From: 107.77.75.48

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Posted on Friday, October 10, 2014 - 11:56 am:    Edit Post Delete Post Print Post

Suitji ade anni detailed ga emi kodatam

Third party > family party

Gochi Mastaru u are traveling in same route as your past 401k issue

This is time for open enrollment of benefits at work kadha try to fix it

Though best is life insurance on your own
Life is a choice. It is YOUR life. Choose consciously, choose wisely, choose honestly. Choose happiness
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Maveric
Yavvanam Kaatesina Bewarse
Username: Maveric

Post Number: 5357
Registered: 01-2012
Posted From: 103.16.70.12

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Posted on Friday, October 10, 2014 - 11:10 am:    Edit Post Delete Post Print Post

nannu term policy teesukona...
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Gudivada04
Mudiripoyina Bewarse
Username: Gudivada04

Post Number: 12908
Registered: 09-2004
Posted From: 68.147.231.162

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Posted on Friday, October 10, 2014 - 11:08 am:    Edit Post Delete Post Print Post


Entrepreneur:


car ki vunde $1million coverage vachi third party damage ki kada..
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Entrepreneur
Kurra Bewarse
Username: Entrepreneur

Post Number: 1504
Registered: 05-2011
Posted From: 107.77.75.48

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Posted on Friday, October 10, 2014 - 11:05 am:    Edit Post Delete Post Print Post

Car ki illu ki unna value née life ivvaledu Gochi Saaru

Car illu 1 mill
Née life 100k
Life is a choice. It is YOUR life. Choose consciously, choose wisely, choose honestly. Choose happiness
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Gudivada04
Mudiripoyina Bewarse
Username: Gudivada04

Post Number: 12907
Registered: 09-2004
Posted From: 68.147.231.162

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Posted on Friday, October 10, 2014 - 10:33 am:    Edit Post Delete Post Print Post


Gochi:


life insurance to the maximum allowed is a must Gochi. Check with your employer, under group policy they will normally allow to increase the amount of coverage. There are three different coverages; critical illness, death, accidental death & dismemberment. Take all three; critical illness - 60% of salary+cola theesuko. Remaining two maximum amount theesuko. Nenu $2MM theesukunna, if I go in an accident it will double..

For house and car, just rendu combine chesthe you get some reduction in premiums. $1 to $1.5 million overall coverage is more than enough.
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Shadow
Mudiripoyina Bewarse
Username: Shadow

Post Number: 18203
Registered: 05-2008
Posted From: 192.193.216.148

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Posted on Friday, October 10, 2014 - 10:31 am:    Edit Post Delete Post Print Post


Gochi:

ledhu baa...maa company vodu oka 100k ki coverage isthaadu defaultgaa...adokkate undi..




adi emi saripoddy? your life policy should cover ur obligations - mortgage, kids education + some cash for family in case of any unexpected situation. Premiums will go up if u keep on delaying based on ur age.

1Mil recommended..
http://www.sachinandcritics.com/
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Gochi
Censor Bewarse
Username: Gochi

Post Number: 83333
Registered: 07-2004
Posted From: 8.7.228.252

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Posted on Friday, October 10, 2014 - 10:27 am:    Edit Post Delete Post Print Post


Shadow:

life insurance policy teeskunnava?




ledhu baa...maa company vodu oka 100k ki coverage isthaadu defaultgaa...adokkate undi...ekkada theeskovaali life insurance policy...enni insurancelo raa naayanaa...

MOVIEART--bemmi.confused
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Shadow
Mudiripoyina Bewarse
Username: Shadow

Post Number: 18202
Registered: 05-2008
Posted From: 199.67.140.45

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Posted on Friday, October 10, 2014 - 10:25 am:    Edit Post Delete Post Print Post

life insurance policy teeskunnava?
http://www.sachinandcritics.com/
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Shadow
Mudiripoyina Bewarse
Username: Shadow

Post Number: 18201
Registered: 05-2008
Posted From: 199.67.140.45

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Posted on Friday, October 10, 2014 - 10:24 am:    Edit Post Delete Post Print Post

MOVIEART--bemmi.sarle
http://www.sachinandcritics.com/
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Gochi
Censor Bewarse
Username: Gochi

Post Number: 83332
Registered: 07-2004
Posted From: 8.7.228.252

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Posted on Friday, October 10, 2014 - 10:18 am:    Edit Post Delete Post Print Post

olanna theeskunnaara..ante Auto plus Home ee renditiki paina 1 million dollars coverage if any of the individual policies don't cover...this also covers any attorney fees etc if anybody sues you for liability, slander,anytype of suing...enduko its worth emo anipisthandhi...100 dollars for 6 months is the premium

MOVIEART--bemmi.adi

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