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Bewarsegadu
Kurra Bewarse
Username: Bewarsegadu
Post Number: 3721
Registered: 03-2013
Posted From: 68.12.22.38
| | Posted on Monday, August 08, 2016 - 10:12 pm: |
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OM baa
BOA naaku debbesaaadu ilaanti situation lo
When contacted them they said to contact the Trans union agency
Bewarsegadu Fan of Balayya and PK
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Kalikaalam
Kurra Bewarse
Username: Kalikaalam
Post Number: 2014
Registered: 04-2015
Posted From: 171.161.160.10
| | Posted on Monday, August 08, 2016 - 4:07 pm: |
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Sakkineni:Use Mint Bills App, Last date ki 7 days mundu nunchi pop ups vasthayi, elagu andaru vadedi Smart phones yega ippudu
Problem here is: This was my wife's newly opened card and never received our bill. if at all, I get the first bill, it is very unlikely for me to miss the payment. |
Sakkineni
Kurra Bewarse
Username: Sakkineni
Post Number: 1901
Registered: 04-2012
Posted From: 12.130.208.36
| | Posted on Monday, August 08, 2016 - 3:07 pm: |
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Use Mint Bills App, Last date ki 7 days mundu nunchi pop ups vasthayi, elagu andaru vadedi Smart phones yega ippudu |
Kalikaalam
Kurra Bewarse
Username: Kalikaalam
Post Number: 2013
Registered: 04-2015
Posted From: 171.161.160.10
| | Posted on Monday, August 08, 2016 - 12:23 pm: |
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Fanno1:...ayina Auto pay pettukunte better. miss ayye chance vundadu kada...
correct ye. kaani, pay check to pay check vallaki'auto paymet' tho finances correct gaa theliyadu. Andukani nene naa online payment lo set chesthaani.Intha varku yeppudu miss avvaledu.First time jarigindi.So, trying to fix it.If I find a solution, I'll definitely post here. |
Kalikaalam
Kurra Bewarse
Username: Kalikaalam
Post Number: 2012
Registered: 04-2015
Posted From: 171.161.160.10
| | Posted on Monday, August 08, 2016 - 12:20 pm: |
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Fanno1:Pay ment kattoddani kaadu.
Payment kattinaaka kudaa, credit report make sure chesukoni cancel cheyyaali ani lawyer office vaallu cheppaaru.
example:Nenu card payment pay chesaanu.Kaani nenu valla office ki call cheyyagaane adigina first question"payment kaataava?' and second question "kattesi card cancel chesaavaa?" ani.cancel chesthe memu yemi cheyyalemu ani cheppaaru. |
Fanno1
Yavvanam Kaatesina Bewarse
Username: Fanno1
Post Number: 8982
Registered: 03-2004
Posted From: 24.249.211.73
| | Posted on Monday, August 08, 2016 - 11:54 am: |
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Kalikaalam:we missed a payment 2 continuous months, we still have no clue how that happened.
Annai 2 months continuos ga miss aithe Chala companies chesthayi anukunta. Credit union vaadu kooda 60 days lo fix cheyyakapothe report chestham annadu..
Kalikaalam:on't do this mistake until you are confirmed it is fixed. Card cancel chesthe ika daanini yevaru fix cheyyaleru(even the lawyer)
Annai...What I meant was if target report about the missed payment to the FICO, appudu cheyyamani. Pay ment kattoddani kaadu.
Kalikaalam:statement raaledu ani naa complaint.Vaallu yemo "correct address records lo vunnappudu 2 months in a row lo miss avvadu. Mire neglect chesaaru " antaadu.
online vuntundi kada bill...ayina Auto pay pettukunte better. miss ayye chance vundadu kada... |
Kalikaalam
Kurra Bewarse
Username: Kalikaalam
Post Number: 2011
Registered: 04-2015
Posted From: 171.161.160.10
| | Posted on Monday, August 08, 2016 - 11:41 am: |
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Sakkineni:Collector ki call chesi , motham kattesthe
Motham amount yeppudo kattesaanu.collection ki kudaa vellaledu. store lo card use cheyyadaani ki try chesthe blocked ani vachindi.customer care ki call chesthe cheppaaru 2 months gaa payment kattaledu ani(about $90/-).Ventane pay chesaanu.Yelaa miss ayyindia nedi naaku ardham kaavdam ledu.I got another target card too.Yi card maatrame miss ayyindi ante, statement raaledu ani naa complaint.Vaallu yemo "correct address records lo vunnappudu 2 months in a row lo miss avvadu. Mire neglect chesaaru " antaadu. |
Sakkineni
Kurra Bewarse
Username: Sakkineni
Post Number: 1899
Registered: 04-2012
Posted From: 12.130.208.36
| | Posted on Monday, August 08, 2016 - 11:24 am: |
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Kalikaalam:Thinking to hire a lawyer to fix this.
Collector ki call chesi , motham kattesthe remove ayipothayi emo kanukondi |
Kalikaalam
Kurra Bewarse
Username: Kalikaalam
Post Number: 2010
Registered: 04-2015
Posted From: 171.161.160.10
| | Posted on Monday, August 08, 2016 - 10:59 am: |
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Fanno1:Caall chesi card cancel cheyyi.
Don't do this mistake until you are confirmed it is fixed. Card cancel chesthe ika daanini yevaru fix cheyyaleru(even the lawyer) |
Kalikaalam
Kurra Bewarse
Username: Kalikaalam
Post Number: 2009
Registered: 04-2015
Posted From: 171.161.160.10
| | Posted on Monday, August 08, 2016 - 10:58 am: |
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Sakkineni:Couple of FICO forums kooda choosanu, chala mandi ide annaru mari couple of months kattakapothe tappa report avvadu , take lite annaru.
We missed two months in a row and it is big mess now. we only realized this after we got credit report form the mortgage company(applied for refinance).Incase of Bank of America, it is very easy. customer care person can fix this in few steps. |
Kalikaalam
Kurra Bewarse
Username: Kalikaalam
Post Number: 2008
Registered: 04-2015
Posted From: 171.161.160.10
| | Posted on Monday, August 08, 2016 - 10:56 am: |
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Onlymovies:
Same issue for me with Target. Normally, BOA will revert the fees and update to Credit agencies very promptly. But, target refused to do that. first time in about 15 years. we missed a payment 2 continuous months, we still have no clue how that happened. They have correct mailing address with them and they said that mailed the statements. Now, it is reported as dlq account and my wife's credit score came down to 680. I sent letters to all the credit rpeortign agencies, but they all sent be rpelies saying"we can not do anything, you got to work out with target" ani. Target yemo, "we rperot as per our records' antundi. Thinking to hire a lawyer to fix this. |
Fanno1
Yavvanam Kaatesina Bewarse
Username: Fanno1
Post Number: 8979
Registered: 03-2004
Posted From: 24.249.211.73
| | Posted on Monday, August 08, 2016 - 10:15 am: |
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Onlymovies:
DCU to auto pay miss ayya...Call chesthe 60 days varaku payment lekapothe pamputham annadu.
So no worries. 99.999% confident em kaadu.
Nuvvu anukunnattu aa tingarodu pampina manam cheyya gailedem ledhu. So chill mama. Vaadu nijam ga pampithe maatram vaadi card ni store ni light teesuko. Caall chesi card cancel cheyyi. Okko new customer kosam credit card companies 500-1000 USD spend chesthayi. They know the value of good customers. |
Onlymovies
Censor Bewarse
Username: Onlymovies
Post Number: 36137
Registered: 01-2009
Posted From: 137.200.32.38
| | Posted on Monday, August 08, 2016 - 10:02 am: |
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thanks annai
Devarakota.. paiga marumoola maamidi thota... adige dikku kooda ledu...
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Sakkineni
Kurra Bewarse
Username: Sakkineni
Post Number: 1895
Registered: 04-2012
Posted From: 12.130.208.36
| | Posted on Monday, August 08, 2016 - 9:54 am: |
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Emi avvadu naaku telisi. I did the same with Amex last month. last 4 yrs ga prompt payments chesanu ante Late fees teesesadu and Credit reporting ante we only do that if the customer doesnt pay for atleast 3 months annadu.
Couple of FICO forums kooda choosanu, chala mandi ide annaru mari couple of months kattakapothe tappa report avvadu , take lite annaru.
Meeru elagu missed it just by 2 days so report cheyakapovachu |
Onlymovies
Censor Bewarse
Username: Onlymovies
Post Number: 36136
Registered: 01-2009
Posted From: 137.200.32.38
| | Posted on Monday, August 08, 2016 - 8:16 am: |
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Target red card due date 5th, but I forgot to pay and ninna pay chesesa. (after receiving late payment fee posted on my account).
Ee roju target vaadiki call chesa, ila miss ayyanu, check my history, I was always on time ani chepte, late payment fee teesesaadu.
but what about credit reporting ra ante. that we don't have control.
we send information to credit reporting companies ,and they decide it annadu. but one good thing, is still this month statement is not closed, it will be sent as due date on 5th, payment received on 7th ani pampistaaru anta..
So will this be noted on my account as late fee?
Devarakota.. paiga marumoola maamidi thota... adige dikku kooda ledu...
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