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Bewarse Talk Discussion Board * Archives - 2017 * Archive through September 25, 2017 * Mortgage Vendor/Term/Interest Rate? < Previous Next >

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Gotcha
Kurra Bewarse
Username: Gotcha

Post Number: 1351
Registered: 01-2007
Posted From: 73.45.2.79
Posted on Thursday, September 21, 2017 - 2:41 am:    Edit Post Delete Post Print Post

Fifth third
20
3.5
Phh
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Kubang
Celebrity Bewarse
Username: Kubang

Post Number: 38137
Registered: 09-2011
Posted From: 24.64.245.215
Posted on Wednesday, September 20, 2017 - 9:33 pm:    Edit Post Delete Post Print Post


Sachinfan:


MOVIEART--bemmi.music
Ignorance is bliss
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Sachinfan
Celebrity Bewarse
Username: Sachinfan

Post Number: 36566
Registered: 10-2010
Posted From: 108.28.35.105
Posted on Wednesday, September 20, 2017 - 9:18 pm:    Edit Post Delete Post Print Post


Kubang:

almost 3 years ago gochesh. Total 10 years lo kattidobbanu



nannu motivate chesindi aa thread..
MOVIEART--bemmi.kiss
Signature... inka edi decide kaaledu CLIPART--smoke
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Sachinfan
Celebrity Bewarse
Username: Sachinfan

Post Number: 36565
Registered: 10-2010
Posted From: 108.28.35.105
Posted on Wednesday, September 20, 2017 - 9:17 pm:    Edit Post Delete Post Print Post

Primary Residence
PNC
10 year HELOC as primary mortgage. No second loan
3.9%

Others
PNC
15Year Fixed
3.325
Previous Lenders NYCB/FannieMae/IntercoastalMortgage/platinum mortgage
Signature... inka edi decide kaaledu CLIPART--smoke
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Lolakulu
Pilla Bewarse
Username: Lolakulu

Post Number: 592
Registered: 05-2017
Posted From: 49.213.19.139
Posted on Tuesday, September 19, 2017 - 9:34 pm:    Edit Post Delete Post Print Post


Ravanabrahma:

ee sari thagginappudu oka thadu veyyi.




ee lekka tho inko house plan chesaru kada annai meeru.
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Lolakulu
Pilla Bewarse
Username: Lolakulu

Post Number: 591
Registered: 05-2017
Posted From: 49.213.19.139
Posted on Tuesday, September 19, 2017 - 9:33 pm:    Edit Post Delete Post Print Post


Ntr_rocks:

refer ante emi ledu, nwfcu lo naku loan process chesina valla details ivvatam..




oh ok. NWFCU vallu country lo ekkadaina mortage chesthara??
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Ravanabrahma
Celebrity Bewarse
Username: Ravanabrahma

Post Number: 25696
Registered: 06-2004
Posted From: 173.254.255.140
Posted on Tuesday, September 19, 2017 - 9:14 pm:    Edit Post Delete Post Print Post


Ntr_rocks:

Refinance chesta ante sasibob ki kuda refer chesa...2.75 ki istanu annadu...Sasibob emo naaku interest including closing expenses kavali annadu, aa plan valla deggara ledu, so back ayyi vere chota 3+ chesinattu vunnadu



ee sari thagginappudu oka thadu veyyi. 15 years and low interest rate ki veltha.
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Ntr_rocks
Kurra Bewarse
Username: Ntr_rocks

Post Number: 3319
Registered: 10-2007
Posted From: 45.43.104.179
Posted on Tuesday, September 19, 2017 - 9:12 pm:    Edit Post Delete Post Print Post


Lolakulu:


refer ante emi ledu, nwfcu lo naku loan process chesina valla details ivvatam..
Pettesaa
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Lolakulu
Pilla Bewarse
Username: Lolakulu

Post Number: 590
Registered: 05-2017
Posted From: 49.213.19.139
Posted on Tuesday, September 19, 2017 - 8:32 pm:    Edit Post Delete Post Print Post


Ntr_rocks:

Refinance chesta ante sasibob ki kuda refer chesa




annai reference kuda chesthava. aap mahan ho. bahut ache admi ho.
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Musicfan
Bewarse Legend
Username: Musicfan

Post Number: 64256
Registered: 05-2004
Posted From: 134.244.29.2
Posted on Tuesday, September 19, 2017 - 7:26 pm:    Edit Post Delete Post Print Post


Gochi:

naakkooda ippudu loan unna same finance company nundi letters vasthuntaai, refinance at a lower rate ani...




Dont need to bother about the letters you get from your bank or others..

You are right, the loan will reset to another 15 years. or 30 based on what you have..

Nenu chesinappudu mortgage lender dwara cheste dabbulu enakki vachayi, like 0 closing cost plus 2344 back due to some agreement with lender.

Meeru kooda desi daggaraki elte bargain cheyyochu along with 0 closing cost.

Nenu refinance PMI remove cheyyataniki chesa.. also luckily that time the interest rate was lowest
#Spyder Audio Review
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Ntr_rocks
Kurra Bewarse
Username: Ntr_rocks

Post Number: 3316
Registered: 10-2007
Posted From: 45.43.104.179
Posted on Tuesday, September 19, 2017 - 6:57 pm:    Edit Post Delete Post Print Post


Ravanabrahma:


Refinance chesta ante sasibob ki kuda refer chesa...2.75 ki istanu annadu...Sasibob emo naaku interest including closing expenses kavali annadu, aa plan valla deggara ledu, so back ayyi vere chota 3+ chesinattu vunnadu
Pettesaa
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Ravanabrahma
Celebrity Bewarse
Username: Ravanabrahma

Post Number: 25693
Registered: 06-2004
Posted From: 173.254.255.140
Posted on Tuesday, September 19, 2017 - 5:07 pm:    Edit Post Delete Post Print Post


Ntr_rocks:

NWFCU
15yr Fixed
2.5
No Refinance




nuvvu keka. anduke edaina kallu moosukoni vellipodam nee suggestions ki ani fixed. life insurance alage velthunna.

chase
30 years
3.875
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Nalla_baalu
Censor Bewarse
Username: Nalla_baalu

Post Number: 125810
Registered: 06-2011
Posted From: 204.194.77.3
Posted on Tuesday, September 19, 2017 - 4:48 pm:    Edit Post Delete Post Print Post

APR/Interest okati kaadha ... MOVIEART--bemmi.uhoh
Aug 11th 2011 weight -- 84 kg; Aug 11th 2012 weight -- 88 kg; Aug 11th 2013 weight -- 80 kg; July 2015 -- 90 kilos (5'10")
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Tthanks
Kurra Bewarse
Username: Tthanks

Post Number: 4506
Registered: 01-2013
Posted From: 171.161.160.10
Posted on Tuesday, September 19, 2017 - 4:16 pm:    Edit Post Delete Post Print Post

BofA
30
3.75/3.74 ( Yes Apr is slightly less than Interest)
N/A
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Kubang
Celebrity Bewarse
Username: Kubang

Post Number: 38066
Registered: 09-2011
Posted From: 184.151.222.129
Posted on Tuesday, September 19, 2017 - 3:54 pm:    Edit Post Delete Post Print Post


Gochi:


almost 3 years ago gochesh. Total 10 years lo kattidobbanu
Ignorance is bliss
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Nosenseatall
Pilla Bewarse
Username: Nosenseatall

Post Number: 150
Registered: 08-2017
Posted From: 104.129.194.161
Posted on Tuesday, September 19, 2017 - 3:14 pm:    Edit Post Delete Post Print Post

Suntrust
30
3.875
Chase
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Gochi
Censor Bewarse
Username: Gochi

Post Number: 88674
Registered: 07-2004
Posted From: 159.53.46.140
Posted on Tuesday, September 19, 2017 - 3:12 pm:    Edit Post Delete Post Print Post


Kubang:

Not applicable




Paid off aaa

MOVIEART--bemmi.angry
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Kubang
Celebrity Bewarse
Username: Kubang

Post Number: 38064
Registered: 09-2011
Posted From: 184.151.222.129
Posted on Tuesday, September 19, 2017 - 3:12 pm:    Edit Post Delete Post Print Post

Not applicableMOVIEART--bemmi.cycle
Ignorance is bliss
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Time_pass
Pilla Bewarse
Username: Time_pass

Post Number: 24
Registered: 05-2017
Posted From: 136.174.187.5
Posted on Tuesday, September 19, 2017 - 2:47 pm:    Edit Post Delete Post Print Post


Gochi:

it will reset your time limit to another 15/30 yrs based on your term though it reduces the monthly amount




Pay the saving amount as extra to principal.
You will cut down the loan term
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Gochi
Censor Bewarse
Username: Gochi

Post Number: 88672
Registered: 07-2004
Posted From: 159.53.78.142
Posted on Tuesday, September 19, 2017 - 1:59 pm:    Edit Post Delete Post Print Post


Musicfan:

Refinance from Same bank earlier it was 2.875 with PMI, now no PMI and escrow




naakkooda ippudu loan unna same finance company nundi letters vasthuntaai, refinance at a lower rate ani...

what all we need to pay during refinancing? 1% of loan amount Finance charge edho untundi, plus do we need to pay closing costs too...? alaa aithe thadisi moedavvuddi kadhaa...then how do we calculate if we are going to gain/lose when we refinance?

what I don't like in refinance is, it will reset your time limit to another 15/30 yrs based on your term though it reduces the monthly amount...naaku appu unte nidra pattadhu...almost every week I will be checking my loans and worrying that I have so much loan ani CLIPART--asdf
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Gochi
Censor Bewarse
Username: Gochi

Post Number: 88671
Registered: 07-2004
Posted From: 159.53.174.142
Posted on Tuesday, September 19, 2017 - 1:48 pm:    Edit Post Delete Post Print Post


Entrepreneur:




aina ee info anthaa thelusukuni em feekudhaamani enter bro

MOVIEART--bemmi.angry
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Nosenseatall
Pilla Bewarse
Username: Nosenseatall

Post Number: 147
Registered: 08-2017
Posted From: 104.129.194.161
Posted on Tuesday, September 19, 2017 - 1:31 pm:    Edit Post Delete Post Print Post


Lolakulu:




I am on H1B and I tried for HELOC ( and also refi ) with one if the credit union in NC ( I live VA ) and they rejected my case.
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Lolakulu
Pilla Bewarse
Username: Lolakulu

Post Number: 586
Registered: 05-2017
Posted From: 49.213.19.139
Posted on Tuesday, September 19, 2017 - 12:44 pm:    Edit Post Delete Post Print Post

recently i found out that one local bank is not giving home equity loans for immigrants with work visa. minimum GC undali anta. Rules recent ga change chesaru ani talking ikkada certain friends.
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Simha
Pilla Bewarse
Username: Simha

Post Number: 400
Registered: 01-2013
Posted From: 161.165.196.113
Posted on Tuesday, September 19, 2017 - 12:38 pm:    Edit Post Delete Post Print Post

Aim loan
5/1 ARM
2.875
not thinking about refinance
Old ID: KEDI
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Musicfan
Bewarse Legend
Username: Musicfan

Post Number: 64248
Registered: 05-2004
Posted From: 134.244.29.2
Posted on Monday, September 18, 2017 - 9:58 pm:    Edit Post Delete Post Print Post

15 yrs,
Franklin Mortgage
2.675
Refinance from Same bank earlier it was 2.875 with PMI, now no PMI and escrow
#Spyder Audio Review
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Esscuseme
Kurra Bewarse
Username: Esscuseme

Post Number: 1370
Registered: 03-2005
Posted From: 208.84.155.151
Posted on Monday, September 18, 2017 - 9:37 pm:    Edit Post Delete Post Print Post

BoA / 30years / 3.5% / Super Jumbo
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Ntr_rocks
Kurra Bewarse
Username: Ntr_rocks

Post Number: 3304
Registered: 10-2007
Posted From: 45.43.104.179
Posted on Monday, September 18, 2017 - 8:37 pm:    Edit Post Delete Post Print Post

NWFCU
15yr Fixed
2.5
No Refinance
Pettesaa
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Onlymovies
Censor Bewarse
Username: Onlymovies

Post Number: 36862
Registered: 01-2009
Posted From: 68.134.132.38
Posted on Monday, September 18, 2017 - 8:32 pm:    Edit Post Delete Post Print Post

Chase
7/1 arm
3.375
not thinking about refinance
Devarakota.. paiga marumoola maamidi thota... adige dikku kooda ledu...
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Gochi
Censor Bewarse
Username: Gochi

Post Number: 88667
Registered: 07-2004
Posted From: 64.121.67.210
Posted on Monday, September 18, 2017 - 8:19 pm:    Edit Post Delete Post Print Post

Chase
15 Yr Fixed
Interest Rate: 3.375
No refinance
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Entrepreneur
Kurra Bewarse
Username: Entrepreneur

Post Number: 2498
Registered: 05-2011
Posted From: 75.115.97.198
Posted on Monday, September 18, 2017 - 7:49 pm:    Edit Post Delete Post Print Post

Keep this thread clean and simple:

1. Who is your mortgage lender?
2. What is the term?
3. What is the interest rate/apr?
4. If you refinanced who is your prior lender?
www.investormonk.com

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